Day 365 of 2021

The year has finally ended and as always,I have done my reflection for it and reviewed my choices/decisions.

I’m currently binge watching finance videos on YouTube particularly ones from humble penny and assessing what areas I can improve on in my finances.I love Ken and Mary btw,they are such light in this generation!

My sister and I had a lengthy talk yesterday about what things we’ve done right or wrong and what we would like to improve on and most of it has been finance and sticking to systems we have put in place this year.

For me personally,I’m still looking at debts and my total is just under £2500 worth of debt so I will be taking that into the new year(sadly I suppose)and working on it.

I must admit that I’ve made some progress generally and also in my finances l,although not as much as I hoped for BUT little progress is still progress.

If you are in the same boat as me,I encourage you to hold on and practise some discipline and self denial in the coming year so you can reach your financial goals and preserve what you are working for.

I’m sure there are other things we can all review from our lives in 2021 but in all things give thanks so let’s all be grateful for what we have also been able to accomplish.

I hope to be more consistent on here in 2022 and share more on here as I practise and learn more about personal finance management.

So,as always,I will speak to y’all soon,God willing.

In the mean time,celebrate God and your loved ones and have a joyous new year!!!!

Deuces.xx